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Joshi Sonu
Chembur, Mumbai

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Current Home Loan Interest Rates in Mumbai


To help our customers, we have consolidated the current home loan interest rates in Mumbai from leading banks at one place. We want to keep things simple for our customers when they only want to know the lowest housing loan interest rates in Mumbai from different lenders to choose their options.

When dealing with home loans we take burden on our shoulders to get you the right housing loan deals with best interest rates.

The rates below are guides for the market interest rates only, however to get the cheapest deal apply online with Bharat Nivesh or call us on +91-9920094919.

Bank Name Floating Interest Rate Processing Fee Prepayment Charges
Allahabad Bank 10% 0.50% of loan amount, Maximum Rs. 10,000/- N.A.
Andhra Bank 10.50% N.A. N.A.
Axis Bank 8.75% 1% of the loan amount + applicable taxes 1%-For fixed scheme, NIL For Floating
Bank of Baroda 9.00% N.A. N.A.
Bank of India 9.25%

For loans upto Rs.30 lacs One time @ 0.55% of loan amount min. Rs. 3000/- and max. Rs.10000/-

For Loan over Rs.30 Lacs upto Rs.50 lacs – One time flat Rs.15,000/-

For Loan over Rs.50 Lacs upto Rs.1.00 crore – One time flat Rs.20,000/-

Bank of Maharashtra 9.00% N.A. N.A.
Barclays Bank 9-9.25% 0.50% Part pre-payment with Zero pre-payment charges subject to maximum 25% of the principal outstanding amount else 2% prepayment charges have to pay
Citibank 8.25% (Upto Mar 31,2011), then 8.75% 5%+Service tax 2%
Corporation Bank 9.75%

Upto Rs.5 lakhs: 0.50% of loan subject to min. Rs.1,000/- & max. Rs.2,500/-

Above Rs.5 lakhs & upto Rs.15 lakhs: 0.50% of loan subject to min. Rs.2,500/- & max. Rs.7,500/-

Above Rs.15 lakhs & upto Rs.20 lakhs: 0.50% of loan subject to min. Rs.7,500/- & max. Rs.10,000/-

Above Rs.20 lakhs: 0.50% of loan subject to min. Rs.10,000/- & max. Rs.50,000/-

Dena Bank 9.75% N.A. N.A.
Deutsche Bank 8% 10,000 + 10.30%(Service tax) NIL
Deutsche Post Housing Finance 8.75%(fixed for 2 yrs), then market rate Rs. 10,000/- + Service Tax NIL
DHFL 8.5% 0%( below 10 lacs), 1%(above 10 lacs) Before 5 years -2%,For Balance Transfer -3%
HDFC Ltd 8.25% (Upto Mar 31,2011),9.25% (from Apr 1,2011 - Mar 31,2012), Then 9% Rs. 10,000/- or 0.5% of loan amount(whichever is lesser) + Service Tax If 25% of outstanding amount is paid every year till 3 years - No Penalty , otherwise 2% of outstanding amount
ICICI Bank Home Loan 8.25% (Upto Mar 31,2011),9.25% (from Apr 1,2011 - Mar 31,2012), 9% 0.50% of loan amount upto 1 crore Rs.10,000/- above 1 crore If Full Payment - 2% of outstanding amount If Part Payment - No Penalty
IDBI Bank 8.5% 0.50% - 1% of loan amount If Balance Transfer then 2% Otherwise Nil
India Bulls 8.25% - 8.75% (Fixed for 1 yr), 9.25% - 9.50% (Fixed for 2 yrs), then 9% - 9.50% 0.5% 2%-3%
Indian Overseas Bank 8.75% N.A. N.A.
ING Vysya 8.25%(fixed for 1 yr), 9%(fixed for 1 yr),then market rate

Up to 20 lacs - Rs.5000+10.30%(Service tax ) = Rs.5515/-

Above 20 lacs : 0.5%+10.30%(Service tax)

Kotak Bank 8.25% 10,000+10.30% 2%
LIC Housing 8.9%(Fixed for 3 yrs), 9.25%(Fixed for 5 yrs),then market rate

10,000+10.30%(Service tax) (Upto 50Lacs),

15,000+10.30%(Service tax) (Above 50Lacs)

2% of out standing Payment
Oriental Bank of Commerce 9.5% N.A. N.A.
Punjab National Bank 9.75% 0.75%( from 10 lac - 15 lac ) , 0.5% ( above 15 lac) No Charges if 20% of the outstanding amount pay in a single year after that 2%
SBI Bank 8% (1st yr), 9%(2nd and 3rd yr),10%(after 3 years) 0.50% of loan amount with a cap of Rs.10,000 + service tax N.A.
Standard Chartered 8.25% to 8.75% (basis on the profile) 0.25%-0.50% 0f loan amount 2% of out standing Payment
Syndicate Bank 9.5% N.A. N.A.
UCO Bank 9.50% - 10% - N.A.
Union Bank of India 9.5% N.A. N.A.
United Bank of India 9.75% N.A. N.A.
Vijaya Bank 10% N.A. N.A.

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Home Loan - Mumbai

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Whether you are buying your new Home or just looking for best Home Loans in Mumbai with lowest interest rates.

With us you can be sure that you have got the cheapest home loans in Mumbai.  Currently we are offering the best home loan deals in Mumbai !!!

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Mortgage - Mumbai


The Best and the easiest way to get the loan is loan against your property..and with Bharat Nivesh the process to get collateral loans in Mumbai gets much easier !!

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We will provide you the lowest interest rates quotes for collateral loan...Get the cheapest deal for loan against property in Mumbai..! Apply Now...

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Apply now with us to get a loan for your personal celebrations or for that crucial time..We know how urgent it can be sometimes when you need a personal loan in Mumbai..!! 

We deal with personal loan, education loan, marriage loan, loan for medical needs, holiday, home renovation or any other personal needs. 

At Bharat Nivesh, we make sure our customer do not have to chase the bank/lenders when they are limited by time in securing a personal loan.

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You don't have to persuade lenders when we can already guarantee the Small Business loans in India !! 

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